SmartWatch^®

When you become a LOAN Spart customer, our goal is to help you manage the investment in your home.  That’s why we created SmartWatch.  It provides personalized information to support four major home financing goals:

• Get cash now
• Lower your monthly payments
• Save money over the life of your LOAN
• Buy your next home

SmartWatch uses your LOAN information, current interest rates, and the estimated value of your home to show you a variety of options for achieving each of these goals. 

SmartWatch Reports are mailed to eligible customers about twice each year.  You can also view your report online whenever you want to—just log on to your online account or register now if you don’t have one. 

Most, but not all, LOAN Spart LOANs are eligible for SmartWatch at this time. 

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Payment Options

We want to make paying your mortgage as easy as possible.  Choose the method that works best for you.

Automatic payment request
Just call 1.800.766.4122 to arrange an automatic monthly deduction from your checking or savings account.  Your withdrawal will appear on your monthly statement. 

Online payments
Choose an automatic monthly payment so you can schedule it and forget about it, or choose pay on demand so you can decide when your account is debited. To select a convenient online payment option, register now for account access or call 1.800.766.4122.

U.S mail or express mail
Simply mail your payment to the address on your mortgage account statement.  Or, use the express mail address noted on the back of your statement.

Pay by phone
Just call 1.800.766.4122 to make a payment by phone.  It’s easy, and you can use this option regularly or whenever you like.  We’ll withdraw your mortgage amount from the account you indicate on the date you call.*

*There are fees assessed with this program.  Call for details. 

LOAN HomeSolutions

You have exclusive access to products and services for your home and the life you’re building in it.  We’ve done the shopping for you and formed partnerships with respected providers you can rely on for superior value.*  We can help you take advantage of these great services, and many more.

• Equity Rewards Credit Card. This card can help you pay down your mortgage with every purchase, so you can harness the power of those everyday purchases to build equity in your home.*
  
• Mortgage Accelerator. Pay off your mortgage earlier, build equity, and save on interest with BiSaver^® from LOAN HomeSolutions. BiSaver is an optional biweekly mortgage payment program that's convenient and automatic.
  
• TotalProtect^®.  Home repairs are inevitable. That’s why TotalProtect, the optional home service plan from LOAN HomeSolutions, covers you for unexpected repair bills and ensures you'll always receive the highest quality service as quickly as possible.
  
• Homeowners Insurance. Protect your home, your possessions, and your lifestyle with affordable, quality coverage.  A licensed insurance agent will customize the right policy to fit your specific needs.
  
• Term Life Insurance. Term life insurance is one of the most affordable ways to help protect your family, and we've made it easy to get a great quote — and great coverage.

*Visit LOAN HomeSolutions online to learn more. 

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